The official Umrah visa fee from India in 2026 is SAR 300 (around INR 7,400), rising to SAR 400 to 480 (INR 9,900 to 11,900) with mandatory insurance. Through an Indian agent, the visa-only price typically runs INR 12,500 to 16,000.
Umrah Visa Price From India: What It Actually Costs in 2026
The official Saudi government Umrah visa fee is SAR 300, which works out to about INR 7,400 at current exchange rates. This is the amount that goes to the Saudi Ministry of Foreign Affairs for processing your electronic visa.
On top of that, every pilgrim must pay for mandatory medical insurance, which is auto-selected through the Nusuk platform from approved providers like Bupa or Tawuniya. This adds another SAR 100 to 180, depending on the traveller’s age and coverage period.
The total official cost from Saudi Arabia’s side therefore sits between SAR 400 and 480 (roughly INR 9,900 to 11,900). Anything you pay above this goes to your Indian travel agent for handling the application, Nusuk account setup, hotel booking verification, and their service margin.
If you’re still figuring out eligibility, documents, or the full application walkthrough, read our detailed India Umrah visa guide.
Why Indian Pilgrims Pay More Than the Official Fee
India is not on the list of countries that can apply directly on Nusuk. Indian nationals must use a Saudi Ministry of Hajj and Umrah licensed agency, which charges a service fee on top of government charges.
Typical Indian agent pricing for a visa-only service in 2026 is:
- Standard visa: INR 12,500 to INR 15,000
- Express or premium service: INR 16,000 to INR 19,000
- Season opening or early-bird rates: INR 11,990 to INR 14,990
Breakdown of All Fees: Visa, Insurance, VAT and Service Charges
The advertised “Umrah visa price” from an Indian agent usually bundles several costs into one number. Here is what you are actually paying for.
| Cost Component | Amount (SAR) | Amount (INR) |
|---|---|---|
| Saudi government visa fee | SAR 300 | INR 7,400 |
| Mandatory medical insurance | SAR 100 to 180 | INR 2,500 to 4,500 |
| VAT (15%, applied to services) | Variable | INR 500 to 1,200 |
| Nusuk platform processing | Included by agent | INR 500 to 1,000 |
| Indian agent service fee | Variable | INR 2,000 to 5,000 |
| Total visa-only cost (agent-inclusive) | SAR 400 to 480 baseline + agent fee/VAT | INR 12,500 to 16,000 |
Important to note: The mandatory insurance is now integrated into the visa application and cannot be skipped or replaced with your own policy. The Nusuk system picks the provider automatically based on 2026 health protocols.
Booking online: Wego is an official partner of the Saudi Ministry of Hajj and Umrah, with ministry-approved hotels and the eVisa in partnership with Nusuk.
Packages are supplied by licensed Umrah operators, so confirm your agent’s name against Nusuk’s list of authorised partners before you pay.
Hidden Costs Most Pilgrims Miss
Beyond the headline visa price, a few costs sneak in that first-timers often don’t plan for:
- Forex markup: If your agent quotes in SAR or USD, card payments often add a 2% to 3.5% conversion fee on top.
- Hotel booking premium on Nusuk: Since hotels must be booked via Nusuk before visa submission, you lose the flexibility to compare third-party rates. Agents sometimes mark up Nusuk hotel rates by 10% to 15%.
- Makkah-Madinah transport: Not part of the visa, but a must-plan cost. Expect INR 2,000 to INR 4,000 per person for bus or shared car transfer.
- Rawdah booking: Free through the Nusuk app, but some agents charge INR 500 to INR 1,000 to “arrange” it. You can do it yourself at no cost.
Child vs Adult Umrah Visa Price
The SAR 300 government visa fee applies to all pilgrims regardless of age, including infants. What changes for younger children and infants is the insurance premium and the agent service fee, so the total cost typically works out lower:
| Age Group | Typical Total Cost (INR) |
|---|---|
| Adults (12 and above) | INR 12,500 to 16,000 |
| Children (2 to 11) | INR 10,500 to 13,500 |
| Infants (under 2) | INR 8,000 to 10,000 |
Agents commonly waive or reduce their service fee for infants. Insurance rates are also lower for younger children. Always ask for an itemised quote for each family member.
Umrah Visa vs Umrah Package Price From India
Most Indian pilgrims don’t buy just the visa. They book a full Umrah package that includes visa, flights, hotels, meals, transport, and Ziyarat. This is often cheaper than arranging everything separately.
Typical Umrah Package Prices From India in 2026
- Budget 7-day package (3-star hotels, 800m to 1km from Haram): INR 69,000 to INR 95,000 per person
- Standard 10-day package (3 or 4-star, closer to Haram): INR 95,000 to INR 1,50,000 per person
- Premium 14-day package (4 or 5-star, walking distance to Haram): INR 1,50,000 to INR 2,50,000 per person
- Luxury package (5-star, Haram-facing rooms): INR 2,50,000 and upwards
DIY Cost Breakdown for a 10-Day Trip
If you book the visa, Saudia or IndiGo flights, and hotels separately, expect a rough breakdown like this:
- Visa: INR 14,000
- Return flights from Delhi or Mumbai to Jeddah: INR 40,000 to INR 80,000
- Hotels in Makkah (6 nights) + Madinah (3 nights): INR 30,000 to INR 60,000
- Transport, meals, Ziyarat: INR 15,000 to INR 25,000
- Total DIY cost: roughly INR 1,00,000 to INR 1,80,000
Going solo gives you flexibility but requires more admin. Packages from reputable Indian operators often come in cheaper because of bulk deals with airlines and Saudi hotels.
How to Pay the Official Fee
Since Indian nationals can’t apply directly on Nusuk, you’ll be paying through a licensed agent. The full step-by-step application process, document checklist, and Nusuk requirements are covered in our India Umrah visa guide. On the cost side, here’s what to watch for when paying.
Red Flags in Agent Pricing
Visa fees below INR 12,000 often exclude insurance or VAT. Before paying, ask these three questions:
- Is the insurance and Nusuk processing included in the quoted price?
- What is the VAT breakdown on the total?
- Can I see your Saudi Ministry of Hajj and Umrah licence number?
A reputable agent answers all three without hesitation.
Payment Tips
- Always pay in INR to avoid the 2% to 3.5% forex markup that comes with SAR or USD payments.
- Ask for an itemised receipt showing the government fee, insurance, VAT, and service fee separately.
- Avoid cash-only agents. Reputable agencies offer UPI, bank transfer, or card payments with a proper invoice.
Ramadan vs Off-Season: How Timing Changes the Cost
The visa fee barely moves across seasons, but flights and hotels swing the total cost dramatically. Packages during Ramadan’s last 10 days can cost 2 to 3 times the off-peak rate, so if flexibility matters more than timing, May to September gives you the best value.
Ways to Reduce Your Total Umrah Cost From India
Small planning choices can save INR 30,000 to INR 50,000 per person on a typical trip.
Book Flights 6 to 8 Weeks in Advance
Direct flights from India to Jeddah and Madinah are operated by Saudia, Air India, IndiGo, and flynas. Connecting options via Oman Air, Air Arabia, and Etihad often work out cheaper. Use the Wego flight tracker to compare live fares.
Pick Hotels Slightly Further From the Haram
Hotels within 100m of the Haram command huge premiums. A 4-star hotel 500m to 800m away often costs 40% less, and the walk is manageable. Check hotels in Makkah and hotels in Al Madinah for mid-range options that balance price and location.
Travel in a Group or Family
Family and group bookings get discounted per-person rates. Hotels commonly offer triple and quad rooms that split accommodation cost substantially. Agents also often reduce their service fee per head for groups of 4 or more.
Fly From Smaller Indian Cities
While Delhi, Mumbai, and Hyderabad have the most direct routes, fares from Kochi, Kozhikode, and Bengaluru can be 15% to 20% lower during certain windows.
Frequently Asked Questions
Is the Umrah visa fee different for children from India?
The SAR 300 government visa fee is the same for all pilgrims regardless of age, including infants. Younger children often get reduced insurance rates, and agents may charge a lower service fee for minors, which brings the total cost down.
Is the Umrah visa fee refundable if my trip gets cancelled?
The SAR 300 government visa fee is non-refundable once submitted. Insurance components and agent service fees may be partly refundable depending on the agent’s cancellation policy. Always check this in writing before paying.
How long is the Umrah visa valid?
From 2026, the Umrah visa is valid for 1 month from the date of issue (reduced from 3 months). Once you enter Saudi Arabia, you can stay for up to 3 months.
Do I pay the visa fee again if I go for Umrah twice in a year?
Yes. Each Umrah trip requires a fresh visa application and the full government fee must be paid again. The 1-month validity also resets per application.
Does the visa price include hotel booking on Nusuk?
No. The hotel must be booked and paid for separately through Nusuk before visa submission. Some agents bundle hotel bookings into their visa quotes, so check whether the quoted price includes accommodation.
Sources
- Nusuk Umrah Platform (Saudi Ministry of Hajj and Umrah)
- Saudi Ministry of Hajj and Umrah
- Saudi Ministry of Foreign Affairs
- Saudi Tourism Authority
- Nusuk Masar Platform
Disclaimer: Wego strives to ensure all information presented in this article is accurate and up to date at the time of publication. Travel policies, prices, visa requirements, and conditions can change rapidly. We strongly recommend verifying critical details with official sources before making travel decisions. Wego does not accept liability for any inaccuracies, oversights, or changes that may occur after publication.
